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1. About this website
Website Owner = Daily Balance (“ Daily Balance ”) (Domain name = www.dailybalance.com the “website”)

2. About these terms of use
These website terms of use (“terms of use”) and the associated Privacy Statement (“privacy policy”) govern your access to and use of the website. You should read these terms of use and the privacy policy carefully before using this website.
3. Your access/use implies agreement
The website is available for your use only on condition that you agree to these terms of use. By accessing/using the website, you are signifying that you agree to be bound by these terms.

4. Modifications to the Terms
Daily Balance may revise and update these terms of use at any time. Your continued usage of the website after any changes to these terms of use will mean you accept those changes.

5. Modifications to the information
Daily Balance does not warrant the accuracy, adequacy or completeness of material on this website. All information may be changed, supplemented, deleted or updated without notice at the sole discretion of Daily Balance.

6. Errors and problems
Daily Balance does not guarantee that the website will be free from viruses, or that access to the website will be uninterrupted.

7. License and Ownership
The copyright for the content on this website is owned or licensed by Daily Balance and is protected by copyright laws in both USA and other countries. No material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Daily Balance.
All custom graphics, icons, and other items that appear on the website and all associated trademarks, are trademarks of Daily Balance.

8. Daily Balance Privacy Policy
The Daily Balance privacy policy governs the use of information collected from or provided by you at the website. A policy statement prepared by Daily Balance for the purposes of being made available to customers and the general public declaring the company’s privacy is available at the Privacy section of this website.

9. Feedback, suggestions, comments or requests
Daily Balance does not encourage you to make feedback, suggestions, comments or requests (“comments”) but these comments may be made at the contact page of this website and if you do make comments, you acknowledge that: they will not be considered confidential or proprietary, and Daily Balance is under no obligation to keep such information confidential, and Daily Balance will have an unrestricted, irrevocable, world-wide, royalty free right to use, communicate, reproduce, publish, display, distribute and exploit such comments in any manner it chooses.

10. Outbound links
The website may contain links to third-party websites and resources (“linked sites”). These linked sites are provided solely as a convenience to you and not as an endorsement by Daily Balance. Daily Balance makes no representations or warranties regarding the availability, correctness, accuracy, performance or quality of the linked site or any content, software, service or application found at any linked site. Daily Balance may receive payments and/or commissions from operators of linked sites in relation to goods or services supplied by the operator as a result of you linking to the third party website from the Daily Balance website.

11. Inbound links
Daily Balance generally encourages and agrees to your linking to the Home page through a plain text link on your website without the need for agreement between yourself and Daily Balance. However, linking to any other page of the website is strictly prohibited, without express written permission from Daily Balance.

12. Jurisdiction
The USA section is provided for use only by USA residents. The law applicable to use of the USA section and to disputes arising out of the USA section is the law of USA and The International Section is provided for use by residents of any country in the world but, to the fullest extent permitted by law, the law applicable to use of the International Section and to disputes arising out of the International Section is the laws of USA.

13. Disclaimer of Warranties
Daily Balance makes no representations or warranties about the accuracy, completeness, security or timeliness of the content, information or services provided by the website and disclaims all warranties, either express or implied, statutory or otherwise, including but not limited to the implied warranties of merchantability, non-infringement of third parties’ rights, and fitness for a particular purpose.

14. Limitation of Liability
If Daily Balance is found responsible for any damages, Daily Balance is responsible for actual damages only. In no event shall Daily Balance, be liable for any incidental, indirect, exemplary, punitive and/or consequential damages, lost profits, or damages resulting from lost data or business interruption resulting from the use of or inability to use the website.